Commercial Business Loan
Commercial business loans are designed to provide your business with quick and easy access to capital for a wide variety of enterprise needs. With a short-term loan, you could:
- Hire seasonal employees
- Purchase upgraded machinery
- Increase inventory for peak periods
Short term commercial finance allows you to be prepared for any arising enterprise need, even those that may be unplanned for. Immediate business expenses, both small and large, are easily settled with a loan from a reputable credit lender. Applications are quickly approved, and funds are made available in 48 hours or less.
Qualifying: for a Commercial Business Loan
You will find a wide range of commercial lenders who would be delighted to discuss your specific situation to provide you with a fixed rate and repayment term in line with the risk profile of your business.
Commercial Business Loan Offers
Many commercial loan service lenders offer borrowers a maximum of up to $500K in loans on a fixed repayment period of fewer than one year. While this may suffice for very specific business circumstances, not all organisations can meet these very specific terms offered by various short-term lenders. Lenders generally review your annual revenue, business age, business credit score, and previous bankruptcies when creating your loan offer.
At Citic Management, we specialise in providing $500K+ short term commercial loans that are available through approved mortgage brokers. Multiple real estate-backed investment funds from our sizable funding pipeline, allowing us to offer you competitive first and second mortgage rates that are not dependent on raising new capital:
- Up to $2.5M+ in available funding*
- From 8.99% p.a., pending risk profile
- Up to 12-month loan term
- Maximum 75% Loan to Value Ratio
Frequently Asked Questions
Citic Management supports Australia’s thriving small business economy through competitive offerings on short term commercial finance options. Our appetite for strategic and creative growth has allowed us to create wealth opportunities in untapped industry sectors. The approach we take to lending with competitive rates makes us one of the country’s preferred options for businesses looking to acquire a short-term commercial loan.
The average short-term loan is usually settled within a year but can be paid for as long as 12-month in extreme situations. Discuss any questions you have about repaying your business’ loan with your commercial loan service provider.
Citic Management is the country’s premier non-bank commercial lending group concentrating on providing businesses with real estate-funded secured loans. As a private lender, we prioritise our relationships with small businesses as they face challenges on every step of their business journey. Approaching the lending market with a multitude of real estate investments allows us to offer incredibly reasonable funding options to support the local economy.
Every commercial loan offer is assessed on a case-by-case basis – whether your business is brand new, has limited revenue or suffers from unsatisfactory credit, we are here to help. Contact an Citic Management Loan Specialist for more information.